"In fact, in the vast ocean of products, the author himself often compares himself to a turtle. He has heard and seen many rabbit-shaped products around him. Fortunately, he is a hard-working tortoise. This time, the experience report on the platform also wants to pass this. This is a way to conduct self-examination and inspection on yourself. As a product manager, you need to have target management for yourself.
If there is a mistake, I hope the past spectators will correct me. "
In the context of the rapid development and popularization of the Internet, the insurance industry has also been gradually affected by changes.
Internet insurance is also the product of the current development of Internet technology and the development of the traditional insurance market. According to data from the China Insurance Association, the premium income of Internet insurance increased by nearly 20 times in the four years from 2012 to 2015, but the scale has increased country email list since 2016. Stalled and began to decrease. By 2018, the scale of Internet insurance premium income was 188.9 billion, and the penetration rate was only 5%.
Judging from the data table and graph, the premium income of China's insurance industry (the number of premiums paid to insurance companies according to the contract when purchasing insurance) is US$541.446 billion, accounting for 11.07% of the global market share, second only to the United States and becoming the world's second largest insurance market.
However, from the perspective of insurance depth, China's ranking is obviously behind. The data shows that it was only 4.4% in 2017, which has a certain gap with developed countries and is lower than the international average. However, this also shows that although my country is a big insurance country, it is not a strong insurance country, and there will be a lot of room for future development.